Personal Insurance Solutions
Life is filled with unexpected events and challenges that can impact individuals and families. No matter how carefully you manage your property, finances, or safety, accidents and mishaps can still occur. Fortunately, having the right personal lines insurance can provide financial security and peace of mind during these uncertain times.
Some types of coverage are legally required, such as auto liability insurance. Here are some key coverages that might be part of your personal insurance plan that we may help you:
Auto Insurance
Homeowners Insurance
Renters Insurance
Umbrella
Watercraft Insurance
Types of Personal Lines Insurance
Personal Auto Insurance
Personal auto insurance provides financial protection for individuals against losses from accidents or theft involving their personal vehicles. It typically includes coverage for liability (bodily injury and property damage to others), collision (damage to your car from accidents), comprehensive (non-collision-related damage, such as theft or natural disasters), medical payments, and uninsured/underinsured motorist protection. This insurance helps cover the costs of repairs, medical expenses, and legal fees, ensuring financial security in case of vehicular incidents.
Homeowners Insurance
Homeowners insurance provides financial protection for your home and personal belongings against risks such as fire, theft, vandalism, and natural disasters. It typically covers the structure of your home, personal property inside the home, liability for injuries or damages to others on your property, and additional living expenses if you need to live elsewhere while your home is being repaired. This insurance ensures financial security by covering repair or replacement costs and legal liabilities.
Personal Umbrella Insurance
Personal umbrella provides additional liability coverage beyond the limits of your standard home, auto, or other personal insurance policies. It acts as extra protection against significant claims and lawsuits, covering incidents like bodily injury, property damage, and certain lawsuits, such as defamation. This policy helps protect your assets and future earnings by offering higher coverage limits and extending protection to situations not covered by your primary policies.
Renters Insurance
Renters insurance is a type of policy that provides coverage for a tenant's personal belongings, liability, and additional living expenses in case of damage, theft, or accidents within a rented property. It protects the renter's possessions and offers liability protection if someone is injured in the rental unit.
Watercraft Insurance
Watercraft insurance provides coverage for various types of boats and personal watercraft, such as jet skis, against damages, theft, and liability. It typically includes protection for physical damage to the watercraft, liability for injuries or damages to others, and medical payments for injuries to the owner and passengers. Additional coverage options may include equipment, towing services, and protection against uninsured boaters.
Contact Us
If you have any questions about our services, please fill out the form below, and we will contact you shortly. Alternatively, feel free to give us a call or stop by for a visit – we look forward to seeing you soon!
info@kentfordinsurance.com
(773) 299-8133